Product history
Changelog
Curated notes on what shipped. Sidebar version stays in sync with the latest entry.
- 2026-09-14v0.0.8
Reconciliation & accuracy hardening
Every number now ties back to a source. Net-worth reconciliation, tightened tax and mortgage math, and a regression suite that locks the fixes in place.
AccuracyTax enginePortfolio- Net-worth reconciliation — Financial Overview and Goal Progress now reconcile assets, liabilities, and contributions against the plan so the headline figures can't drift apart.
- Tighter tax & mortgage math — Corrections across tax calculations, the account waterfall, mortgage-vs-invest strategy, and portfolio optimization for more defensible outputs.
- Smarter rebalancing — Rebalancing logic accounts for drift bands before suggesting trades.
- Regression guardrails — A dedicated eval-fixes test suite pins the corrected behaviour so future changes can't silently regress it.
- 2026-09-11v0.0.7
Agents, plan editor & the resource library
Open your plan as editable JSON, run it through an agent API, generate a full report, and browse a curated Canadian personal-finance library.
AgentsReportsPortfolioResources- Plan JSON editor — Inspect and edit the full plan as structured JSON, with a schema, validation, and an example plan to start from.
- Agent API — Programmatic endpoints to validate, run, and fetch a plan — plus an agents page and a published SKILL.md so tools can drive Even.
- Full report view — A consolidated, print-ready report page pulling together the whole plan.
- Portfolio sleeves & wrappers — Model portfolios as sleeves inside registered wrappers, with insurance modelling, paper projections, and a risk-coherence check.
- Resource library — Curated books, videos, strategies, and ideas — plus dedicated income, expenses, corporation, and assets pages.
- Encrypted local backups — Export and restore your plan from local storage so nothing lives on a server.
- 2026-09-07v0.0.6
Incorporation & strategy simulator
Model a CCPC, compare salary vs dividends, run mortgage-vs-invest trade-offs, and track true net worth across countries and currencies.
CorporationStrategyNet worthMulti-country- CCPC modelling — Corporate-tax calculations and a compensation optimizer that weighs salary against dividends for incorporated professionals.
- Strategy simulator — Side-by-side trade-off simulation — including mortgage prepayment vs investing — so you can see the long-run cost of each choice.
- Net-worth panel — A dedicated net-worth engine spanning assets, liabilities, and foreign holdings, with forms for each.
- Multi-currency & new countries — FX conversion plus dedicated Canada, USA, and India tax/account modules for cross-border planning.
- 2026-09-02v0.0.5
Tax-honest engine, citations & exports
After-tax surplus, the FHSA/RRSP/TFSA waterfall, government benefits, and citation-backed figures you can export to PDF or Excel.
Tax engineCitationsExports- Account waterfall — Contributions flow through FHSA, RRSP, and TFSA in tax-optimal order, with Home Buyers' Plan support.
- Government benefits & payroll — CPP/OAS-style benefit modelling and payroll-deduction math feed a genuinely after-tax picture.
- Show Your Work — Every headline number can be expanded to reveal the calculation and assumptions behind it.
- Citations engine — Figures link to their sources, surfaced on a dedicated Sources page so nothing is a black box.
- PDF & Excel exports — Export the full plan to a formatted PDF or a working Excel model.
- Refreshed interface — New typography (Geist Mono + General Sans) and a rebuilt dashboard, charts, and app shell.
- 2026-03-25v0.0.4
Live economic data
The Canada Economic Dashboard now streams live figures through an embedded Databricks dashboard, with proper loading and error states.
DataDashboard- Databricks integration — A secure embed route renders a live Databricks AI/BI dashboard directly inside the Canada Economic Dashboard.
- Resilient loading — Explicit loading and error handling so the dashboard degrades gracefully.
- 2026-01-14v0.0.3
Canada Economic Dashboard
A dedicated view for Canadian economic context, linked from the navbar and footer.
Dashboard- Economic context view — A new dashboard summarizing Canadian economic data to ground your planning assumptions.
- Navigation — Reachable from both the main navbar and the footer.
- 2025-12-31v0.0.2
Landing site & guided setup
A public landing page, About and Privacy pages, and a guided setup flow to get from zero to a plan.
MarketingOnboarding- Landing page — A rebuilt marketing home with a proper navbar, footer, and theme toggle.
- Guided setup — A step-by-step setup flow that walks you into your first plan.
- About & Privacy — Dedicated pages explaining the product and its privacy-first, in-browser model.
- 2025-08-30v0.0.1
First plan
The foundation: enter income, expenses, and goals, then watch a projected path to each one — all private in your browser.
FoundationPlanning- Core planner — Income, expense, and goal forms feeding a financial overview, allocation chart, and long-range projection.
- Goal tracking — A goal manager with progress tracking against your projected trajectory.
- Multi-country from day one — A country selector so assumptions match where you live.
- Private by design — Everything runs and stays in your browser — no account required.