Research

Nothing is a black box.

We cite every rate and limit, show the arithmetic behind each figure, and put Canadian economic context next to your plan — so you or your accountant can verify the whole thing.

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Every citation used in Even — CRA, Ontario, Service Canada, and more.

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Canada economic dashboard

Live macro context alongside long-term planning assumptions.

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Sample · Show your work · Ontario · 2026Read-only preview

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Show me your work

Every figure traced back to the exact arithmetic — with the government source behind each rate. See all sources.

Federal income tax
Progressive brackets, less the Basic Personal Amount credit.
14.00% bracket
$58,523 × 14.00%
$8,193
20.50% bracket
$58,522 × 20.50%
$11,997
26% bracket
$32,451 × 26%
$8,437
Basic Personal Amount credit
−($16,452 × 14.00%)
−$2,303
Federal tax
sum of the above
$26,324
Ontario income tax
Brackets and BPA, plus surtax and Health Premium.
5.05% bracket
$54,368 × 5.05%
$2,746
9.15% bracket
$54,369 × 9.15%
$4,975
11.16% bracket
$40,759 × 11.16%
$4,549
Ontario BPA credit
−($13,107 × 5.05%)
−$662
Surtax 20% over $5,818 of tax
($11,607 − $5,818) × 20%
$1,158
Surtax 36% over $7,446 of tax
($11,607 − $7,446) × 36%
$1,498
Ontario Health Premium
stepped by income (included in total tax)
$750
Ontario tax total
brackets − BPA + surtax + health premium
$15,013

Estimates only — not financial advice. Figures use 2026 Ontario rules; verify against the official source before relying on them.

What to know

Why we cite

Assumptions without sources are opinions. Every tax bracket, contribution limit, and benefit figure links to the body that publishes it.

Show your work

Open the breakdown: gross → tax → CPP/EI → surplus → waterfall. Same engine as the dashboard, with source detail in the Calc panel on each line.

Canada context

The economic dashboard sits beside the plan — rates and macro context without leaving the research surface.

Continue with your numbers

Free, private, and sourced. Start a plan or explore the sample without overwriting your data.

Estimates only — not financial advice. Based on 2026 CRA / Service Canada rules.

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